金钱相关的p1话题非常贴近大家的生活，与之相关的问题可能会涉及到支付方式与习惯等相关的问题，包含并不局限于Alipay, Wechat Pay等cashless payment（无现金支付）。大家可以结合自己的生活经历和当下社会的情况来回答问题，言之有理即可。
How do you save money? 你是如何省钱的？
Well, I’m not inherently frugal, but I’ve recently started to save money by cutting unnecessary expenses. For instance, I now refrain from impulsive purchases, especially for items like new clothes or gadgets, unless there’s a genuine need. This approach has significantly helped me save more than before, as I only spend on essentials, prioritizing my actual needs over wants.
What do you think about payment apps or mobile payments? 你是如何看待支付应用或者手机支付的？
I find payment apps incredibly convenient and secure. Ever since I started using WeChat and Alipay for shopping, this article is from Laokaoya website, I’ve almost stopped carrying a wallet. It has also reduced the risk of cash theft. However, the trade-off is the need to ensure my phone’s security, as it’s now an integral part of my financial transactions.
Do you use a credit card to buy things? 你会用信用卡来买东西吗？
Yes, I do use a credit card, especially for purchasing expensive items like electronics, as my card offers insurance benefits. For everyday shopping, I often link my credit card to mobile apps for added convenience. You know, this hybrid approach of physical and digital payments suits my daily needs.
Do you think cash will still be popular in the future? 你认为现金在未来会依然受欢迎吗？
In my eyes, I don’t believe cash will remain popular in the future. The majority now prefer cashless payments, finding it more convenient to pay directly via mobile apps without the need to carry a wallet, which also enhances security. I see no significant advantages of cash transactions in this context. So, this leads me to think that cash will gradually fall out of favor.